I write

Step Out of Fear and Into the Supernatural Provision of God.

Discover what happens when you trade earthly security for radical, victorious faith in a miracle-working Father.

In this powerful, true story, you will discover:

  • How to break free from the bondage of fear and lack, learning to trust God as your ultimate Provider and overcoming the fear of "not having".

  • The life-changing power of complete surrender and radical obedience, leaning on God even when His directions cost you everything.

  • The reality of the living Christ, witnessed through incredible testimonies of supernatural provision, healing, and deliverance.

  • The beautiful truth that Christianity is an intimate relationship, not a religion—and that walking closely with our Father is the key to true victory.

When everything you rely on in the natural fails, the Word of God remains.

Bankrupt for Christ is not just a story about losing earthly security; it is a raw, real-life testimony of discovering the unshakeable, miraculous provision of our Heavenly Father.

When my family and I were overwhelmed with debt and facing complete financial collapse, we had a choice to make:

  • hold onto the ashes of our own efforts,

or

  • surrender completely to a relentless God.

We chose radical obedience.

We stepped out of religious duty and into a living, breathing relationship with God where trusting Him was our only way forward.

In the very place where we had absolutely nothing, we witnessed the extraordinary:

  • Needs were met in ways that defied human logic.
  • God allowed me to be bankrupt, but then made us live in a Prime Minister's house.
  • He sent us as missionaries without monetary support, yet we lacked nothing.
  • Doors opened where there were no walls.
  • Provision manifested where there were no natural resources.

Meet Charlene Kugler

Charlene is a missionary in Cambodia who learned to live by faith after facing bankruptcy. Alongside her husband, she founded the Siem Reap Prayer House, ministering not only to the body of Christ but also to the poor, sick, widows, and the fatherless.

With a deep passion for the Word of God, Charlene teaches and preaches on intimacy with God and the knowledge of His immense love. Her greatest desire is to encourage believers to establish their relationship with the Lord so they can walk victoriously in every season. Her encouragement to everyone is simple: "Know God. When you have God, you have everything!"

Charlene Kugler

Get your free copy of Bankrupt for Christ today and step into the abundant life God has promised you.